Figure B1. Average credit balances
Average credit balances are shown for selected consumers who have the specified types of debt.
Notes: The denominator (hover over a point for the n value) includes only consumers who have loans of the selected type(s). Credit card balances include both transactors, who pay off their balance each month, and revolvers, who carry a balance and pay interest. We investigated the decline in average student loan balances starting in Q3 2024 and believe it may be a data anomaly in the data furnished to the credit bureau, rather than a true reflection of student loan balances.
Figure B2. Total outstanding credit
This figure shows the aggregate amount of outstanding credit for the selected consumers.
Notes: Credit card balances include both transactors, who pay off their balance each month, and revolvers, who carry a balance and pay interest. We investigated the large decline in student loan outstandings starting in Q3 2024 and believe it may be a data anomaly in the data furnished to the credit bureau, rather than a true reflection of student loan outstandings.
Figure B3. Average monthly payments
Average monthly payment amounts are shown for selected consumers who have the specified types of debt.
Notes: The denominator (hover over a point for the n value) is the number of open loans of the selected type(s). $0 scheduled payments on open loans are included in the denominator. Credit card payment amounts are the minimum required payment.