## Figure D1. 30-day delinquency rates

The 30-day delinquency rate is an early indicator of financial distress. This chart shows delinquency rates for the selected consumers.

Notes: The numerator is the number of consumers with one or more of the selected loans that are open but delinquent by 30 days or more. The denominator is the number of consumers with one or more of the selected loan types that are in an open status. Completed foreclosures, repossessions, charge-offs, and other closed loans are not included in either numerator or denominator.

## Figure D2. Foreclosure rates

This chart shows the percentage of mortgages that started a foreclosure process for the selected consumers.

Notes: The numerator is the number of mortgages where a foreclosure proceeding has started in that quarter. The denominator is the total number of open mortgages. The n value (hover over a point) is the numerator (the number of foreclosure starts). We apply the cell-size restriction to the denominator at the tradeline-, not consumer-, level.

## Figure D3. Auto repossessions

This chart shows the percentage of auto loans or leases that started a repossession process for the selected consumers.

Notes: The numerator is the number of auto loans in repossession. The denominator is the total number of auto loans. The n value (hover over a point) is the numerator (the number of repossessions). We apply the cell-size restriction to the denominator at the tradeline-, not consumer-, level.